Do You Want to Retire?
See exactly what we'd do, how much we'd charge to implement recommendations, and why your future self will love you for taking action.
Do you want to retire? Well, of course you do...who would ever say they don't want to retire?
The REAL question is - how do you retire without running out of money?
There are countless retirement income planning and investment strategies out there, so where do you start? Where do you focus your time?
Let's look at retirement income planning for example.
Amazon has 10,000+ books available on retirement planning that focus on investment management, retirement income strategies, and reducing taxes in retirement. How can you know which ones to focus on first?
The reality is that you will NEVER be able to read all 10,000 books.
Even we don't focus on every strategy. Why? Because it's nearly impossible.
But, we're still able to help individuals make better decisions with their money because we've researched (and implemented) countless financial strategies that are designed to help move the needle.
Just take a look at the hypothetical retirement savings projection below...the money simply runs out in retirement.
Now, fast forward after we integrate a handful of customized wealth management strategies in this hypothetical retirement portfolio projection.
In the second chart, there is a significant improvement in the client's overall financial situation. The money lasts throughout retirement and never runs out even with taking income from the portfolio every year!
The truth is that there are no guarantees when it comes to growing wealth, reducing taxes, or creating income for life.
But, with the right advice and better financial decisions that take into account your total financial picture, your odds of a successful retirement increase.
We'll be the first to tell you that we can't predict the future or the direction of stock markets. We also can't guarantee returns. Any financial advisor who claims that should be avoided. But, we can help you focus on the things you can control to make a positive impact on your financial security.
From knowing when when to take social security, to reducing taxes, to managing the right mix of investments before and during retirement, every decision you make matters.
At Covenant Wealth Advisors, we know retirement.
Our team of financial advisors have the experience, credentials, and education to help guide your financial decisions.
Covenant Wealth Advisors was voted as the #1 fastest growing company in Richmond, VA by Richmond BizSense magazine, and Forbes ranked us a one of the Best-in-State Wealth Advisors in 2022*. We're a trusted source for publications like The New York Times, Barron's, and Kiplinger Magazine.
Yet, we still maintain better than a 50:1 client-to-advisor ratio. After all, great service matters.
We're proud that we have a team of experienced CERTIFIED FINANCIAL PLANNER™ professionals, an MBA and a CPA to help guide clients on retirement income planning, investment management, and tax reduction strategies.
We also value education which is why we go beyond the majority of financial advisors by being an approved member of NAPFA, the leading organization for fee-only financial planners. Our clients deserve the extra 60 hours of continuing financial education NAPFA requires of their members every two years.
But, credentials and proactive education aren't enough. The best financial advisor for retirement should have experience, too.
That's why every senior financial advisor at our firm has over 12 years of financial experience.
Moreover, we have experience helping individuals at many great companies in Virginia and across 21 states in the United States.
The companies below are just a handful of hundreds of employers that where our clients have worked.
But, we're not salespeople. We honestly hate sales more than anything else.
We're personal finance and math nerds...passionate about providing objective advice to help people live their best life, which is why we never receive commissions from product companies or third parties. Unlike "Big Name" wealth management firms, our focus is on providing great advice to clients, not winning sales contests or generating commissions.
Personally, we hate the feeling of being sold a product we don't need. That's why we've built a team of high integrity financial advisors who embrace our firm values. We also care deeply about providing personalized advice and building long-lasting and meaningful relationships.
We like focusing on what we are good at and only that, which is helping individuals and couples age 50 plus with over $1 million in investments (excluding real estate) retire without the stress of money.
SO - If you want to a free retirement plan so you can retire with confidence, peace of mind, and a plan, then keep reading...
Step 1:
Do This Now
You'll see a calendar with some available dates to schedule your free retirement plan consultation.
Please be sure to select the date, time, and answer the subsequent questions as accurately as possible, and be absolutely sure your contact information is correct so we can reach you.
Step 2:
Here's What Will Happen Next
Once you've scheduled a meeting, someone from our team will meet you via Zoom at the time you've chosen to speak more about your personal financial situation and gather more information so we can accurately plan how to help you retire.
Your initial call will be between 15 and 45 minutes. This is where we really begin working to figure out exactly what you need, and how to make it happen.
At that point if you see the value in meeting for a deeper conversation, great. We'll schedule a face-to-face meeting via Zoom video conference or in Richmond or Williamsburg, VA to see if we're able to take you on as a client.
If you don't want to move forward with a relationship, that's fine too.
Worst case you would have received some free advice from our team which will help you toward the retirement you want.
Ultimately, this is for people who take action and want a financial advisor they can trust.
If that's you, today is the day you take the next step toward financial peace of mind.
Click on the button below to submit your fact finder.
Our team will be in touch ASAP to schedule a time to chat.