Fee-Only Fiduciary Financial Advisors in Richmond, Williamsburg & Reston, VA
The Financial Advisor You Hire When Retirement is Priority #1
Making your money last in retirement is hard. Work with a financial advisory firm that helps you plan for retirement, reduce taxes, and manage your investments without the stress.
Awards & Recognition
Top Financial Advisory Firms 2026 by Newsweek/Plant-A-Insights Group
Awarded each November based on data from a 12-month period through September 2025.
Best Financial Advisory Firms 2026 by USA Today/Statista
Awarded each March based on data from a 12-month period through January 2026.
Best-In-State Wealth Advisors 2026 by Forbes/Shook Research
Awarded each April based on data from a 12-month period through June 2025.
Fully Integrated Wealth Planning Built For Confidence in Retirement
At Covenant Wealth Advisors, we integrate investment management, retirement planning, and tax planning into one coordinated strategy—helping individuals and families age 50 and older with $1 million or more in investments, not counting real estate.
Get a personalized road map to help you retire with the life you want most.
WHY RETIREMENT PLANNING?
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When can I retire?
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When should I start taking social security benefits?
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What's the best strategy for withdrawing from my retirement accounts?
Turn your investment portfolio into an income stream that funds your lifestyle.
WHY INVESTMENT MANAGEMENT?
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How should my investment strategy change as I approach retirement?
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What's a safe withdrawal rate for my portfolio?
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How do I protect my investments from market downturns?
Help avoid tax mistakes and regrets with personalized tax strategies.
WHY TAX PLANNING?
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Should I do Roth conversions?
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How can I reduce taxes on my retirement income?
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What are the best ways to pass wealth to my heirs tax-efficiently?
Hear From Clients We've Served
The testimonials below are from current clients of Covenant Wealth Advisors. We have not provided any compensation for the client testimonials shown. We have solicited these testimonials but have not influenced their content. To our knowledge, no other conflicts of interest exist regarding these testimonials. Click on the individual name below for date of posting.
FIDUCIARY FINANCIAL ADVISORS
Fiduciary financial advisors are required by law to always put your best interests first.
FEE-ONLY
(no commissions)
Our fee-only financial planners never earn hidden fees or commissions. This reduces conflicts of interest.
CREDENTIALED AND EXPERIENCED ADVISORS
Your team will include a CERTIFIED FINANCIAL PLANNER™ professional, a CPA, and a client service manager
The best financial advisors tie your financial plan to your life plan
You don't have to go it alone. When you partner with Covenant Wealth Advisors in Virginia, you get more than investment advice. You get a team of experienced CERTIFIED FINANCIAL PLANNER™ professionals who are passionate about helping you live your best life.
98%
Client retention rate
*2025 Client Retention
$1.05 billion +
assets under management as of 06/30/2026
14+ Years
Average industry experience per CERTIFIED FINANCIAL PLANNER™ Professional
How We Work With You
Who we serve: Individuals and families age 50 and older with $1 million or more in investments, not counting real estate.
How we're paid: Fee-only. Our fee is based on the assets we manage, and we never accept commissions. Learn more about our pricing.
What you get: One coordinated plan for retirement income, taxes, investments and estate coordination, led by a CFP® professional.
Where we meet: In person at our Richmond, Williamsburg and Reston offices, or by video from anywhere in the U.S.
Office Locations
